Apply For A Horizon Visa Card

Visa Platinum
The perfect card if you're looking for higher credit limits, low rates, and no annual fees.

VISA Platinum Points
Visa Platinum Points earns points! For every dollar you spend you earn one point that can be used for travel, gift certificates, cash and more.

Redeem your rewards HERE

Visa Classic
Visa Classic is an ideal credit starter and has no annual fee.



This proves you are the actual cardholder when buying online from participating merchants. When purchasing online you will be prompted to verify your identity with a password that you have chosen. Sign up here  for Verified by Visa.

Other important things to know about Horizon's VISA credit cards.

  • Grace Period for Repayment of Balance
    Purchases: 25days
    Cash Advances: 3% of the cash advance or $3.00 min charge.
  • Method for Computing the Balance
    All cards: the average daily balance
  • Annual Fee
    Platinum: None
    Extra Awards Platinum: None
    Classic: None
  • Late Payment Fee
    5% of the payment due, with a minimum of $15.00
The information concerning the costs of the cards described above is accurate as of 1-9-2017. This information may have changed after that date. To find out what may have changed, write to us at Horizon Credit Union, P.O. Box 15128, Spokane Valley, WA 99215, or call us at 509-928-6494 or 800-852-5316. Discounts on credit cards are available for members with an active Horizon checking account and direct deposit. Your specific rate will depend on your credit quality.


To Register Your New Card Click Here.

Lost/ Stolen Card?

Call 800.528.2273 (812.647.9794 - International Cardholders) For after-hours lost/stolen card support.



Horizon Credit Union

Home Banking Enrollment

Enrolling in Home Banking is easy - here's how:

  • In the Username box, enter your user name.
  • If you don't remember your password, you can call our contact center at 800-852-5316 and they will provide you with a new one.

If you have any questions or problems logging in, please call 800.852.5316.


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