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Home Equity Loans
Home equity is the difference between the value of your home and what you owe on your mortgage, and it is one of your biggest assets. Whether you need a one-time loan to remodel the kitchen or a flexible line of credit to make multiple home improvements over time, Horizon has a great home equity loan to fit your individual needs.

  • HELOC: a HELOC that gives you the flexibility to tap into your home’s equity more than once, on an as needed basis, and you only make payments on the portion of the loan you use. It also allows you to decide between fixed and variable rates when you withdraw the funds.
  • Home Equity 1st Lien: a HELOC that features a variable rate home equity line of credit, with the initial advance being locked into a fixed first mortgage. As you repay the principal on the fixed loan, money becomes available again on the variable HELOC. 

All Horizon Home equity loans come with:

  • Great rates, and low or no fees

  • Easy access through Home Banking and Teller Express

  • Automatic payment options

What you should know about HELOCs.

Horizon HELOC Disclosure

Horizon Home Equity 1st Lien Disclosure

Home Mortgage
Looking to refinance your home or buy a new one? Look no further than Horizon Credit Union. See our mortgage products.



Horizon Credit Union

Home Banking Enrollment

Enrolling in Home Banking is easy - here's how:

  • In the Username box, enter your user name.
  • If you don't remember your password, you can call our contact center at 800-852-5316 and they will provide you with a new one.

If you have any questions or problems logging in, please call 800.852.5316.


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