Certificates&IRAs

Certificate rates current as of 2-7-2014 . Please call 800-852-5316 for current rates.

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SHARE CERTIFICATE RATES

TERMRATE TIERSDIVIDEND RATEAPY
90 Day CertificateMin. $2,500.000.05%0.05%
$25,000.000.05%0.05%
$100,000.000.05%0.05%
6 Month CertificateMin. $2,500.000.10%0.10%
$25,000.000.10%0.10%
$100,000.000.10%0.10%
12 Month CertificateMin. $1,000.000.20%0.20%
$25,000.000.20%0.20%
$100,000.000.20%0.20%
24 Month CertificateMin. $1,000.000.25%0.25%
$25,000.000.25%0.25%
$100,000.000.25%0.25%
36 Month CertificateMin. $1,000.000.45%0.45%
$25,000.000.45%0.45%
$100,000.000.45%0.45%
48 Month CertificateMin. $1,000.001.00%1.00%
$25,000.001.00%1.00%
$100,000.001.00%1.00%
60 Month CertificateMin. $1,000.001.90%1.92%
$25,000.001.90%1.92%
$100,000.001.90%1.92%
12 Month Student CertificateMin $250.000.85%0.85%
18 Month Special CertificateMin $1,000.001.20%*1.21%*
35 Month Special CertificateMin $5,000.001.50%**1.51%**


APY= Annual Percentage Yield.
Early withdrawals are subject to penalty and may affect earnings on Share Certificates.
Rates subject to change without notice.
**Rate shown with a 0.25% bump when with a checking account and direct deposit.

 

IRA SHARES
TERM RATE TIERS DIVIDEND RATE APY
IRA Shares All Balance Ranges 0.05% 0.05%

APY= Annual Percentage Yield.
 


SHARE CERTIFICATE IRA RATES

TERMRATE TIERSDIVIDEND RATEAPY
12 Month IRAMin. $500.000.20%0.20%
$25,000.000.20%0.20%
$100,000.000.20%0.20%
24 Month IRAMin. $500.000.25%0.25%
$25,000.000.25%0.25%
$100,000.000.25%0.25%
36 Month IRAMin. $500.000.45%0.45%
$25,000.000.45%0.45%
$100,000.000.45%0.45%
48 Month IRAMin. $500.001.00%1.00%
$25,000.001.00%1.00%
$100,000.001.00%1.00%
60 Month IRAMin. $500.001.90%1.92%
$25,000.001.90%1.92%
$100,000.001.90%1.92%
IRA SharesAll Balance Ranges0.05%0.05%


APY= Annual Percentage Yield.
The IRA rates shown are for Traditional, Roth, and Coverdell IRA's. Early withdrawal may be subject to penalty and may affect earnings on certificates.
Horizon Credit Union

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