If you are unable to afford your mortgage or home equity payments, and want to avoid foreclosure, Horizon Credit Union can assist you with finding workable solutions. There are many options that may be available to you depending on the type of loan you have with Horizon Credit Union.
HORIZON CREDIT UNION IS WILLING TO EXPLORE EVERY POSSIBLE OPTION BUT PLEASE DON'T WAIT. CONTACT OUR DEDICATED TEAM AS SOON AS YOU REALIZE THAT YOU ARE UNABLE TO MAKE YOUR PAYMENTS. Call toll-free 800-852-5316.
In order for us to evaluate your eligibility for these options, please have the following documents available:
Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
U.S. Department of Housing and Urban Development (HUD)
Toll free: 800-569-4287
Locate a housing counselor for your locality on their website: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm; or Download their smartphone app at: https://itunes.apple.com/us/app/hud-counselor-locator/id659590295?ls=1&mt=8
If your home is in Washington:
Washington Foreclosure Fairness Program
Toll free Homeownership Information Hotline: 877-894-4663