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We are a not-for-profit financial institution located in the Northwest. As a member-owned credit union, every decision we make is tied to the benefit it brings our members. We know that each financial journey is unique, and we are prepared to maintain our promise to guide members in the direction of their dreams.

 

More time to land your dream home

Get a 120 day rate guarantee with your
home loan pre-approval

We want you to be happy in your new home. That’s why we guarantee your rate for 30 days longer than most other lenders. With a 120 day home loan rate guarantee, you’ll have plenty of time to find your perfect place.

Illustration of man on sofa reading newspaper about rising rates

Less Pressure

With more time on your side, you don’t have to worry about rushing into a deal on a house just to beat rising rates. And if rates go down after your initial contact with us, you can choose to go with the lower rate up until you make an offer and begin the formal loan process.

Your key to success

In today’s housing market with plenty of potential buyers and low home inventory, your home loan pre-approval and rate guarantee set you up for success. Sellers will take you seriously and you’ll be ready with the best rate possible when the right house comes along.

Get started today

1) Start your pre-approval application at hzcu.org/homeloans
2) Keep your rate for 120 days while you shop
3) Land your dream home

*OAC. Some restrictions apply.

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  • NCUA
  • NMLS

    407890
  • EHL
  • ESI