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We are a not-for-profit financial institution located in the Northwest. As a member-owned credit union, every decision we make is tied to the benefit it brings our members. We know that each financial journey is unique, and we are prepared to maintain our promise to guide members in the direction of their dreams.

Account Benefits Value Shares  Explorer Youth Savings  Overdraft Shares Tether Savings
Minimum Opening Balance $5.00 $5.00 $5.00 $5.00
Minimum Balance Required to Earn Dividends $250.00 average daily balance $5.00 average daily balance $500.00 average daily balance $50.00 average daily balance
Minimum Balance to Avoid Service Fees None None None None
Transaction Limitations 6 pre-authorized transactions per month 6 pre-authorized transactions per month None

Electronic statements are required for this account.

Tether Share Draft account is required and both must stay open and active to qualify for this account.  6 pre-authorized transactions per month

Age Requirements 18 years of age or older 0-18 years of age 18 years of age or older 18 years of age or older
Savings Account Average Daily Balance Dividend Rate Annual Percentage Yield
Value Shares Account $250.00 or more 0.05% 0.05%
Explorer Savings Account $5.00 or more 0.05% 0.05%
Overdraft Shares Account $500.00 or more 0.05% 0.05%
Tether Shares $50.00 or more 1.50% 1.51%*
*Up to $15,000

Account Service Fees

Applicable to All Accounts
Insufficient Funds and Overdraft Fee $29.00 per each debit, draft or electronic payment presented
Automatic Transfer from Overdraft Account $3.00/occurence for check transactions
$3.00/occurence from line of credit
Inactive Account Fee $5.00 per month
Copies of Statements $2.00 per statement
Account Activity Printing $2.00 per history
Incorrect Address Fee $5.00 per returned mail item
Stop Payment Fee $25.00 per item
Wire Transfers (outgoing domestic) $15.00
Account Balancing Assistance $15.00 per hour
Check Copies varies depending on style of check ordered
Cashier's Check $3.00 each
Money Order $2.00 each
Returned Check Fee (deposited item) $25.00
Garnishments $75.00
Executions $35.00
Levies $35.00

Value Shares - Truth in Savings Disclosure

Explorer Savings - Truth in Savings Disclosure

Overdraft Shares - Truth in Savings Disclosure

Tether Shares - Truth in Savings Disclosure

Common Fees Disclosure


The rates and terms shown are effective as of May 18, 2020.

Rates subject to change. For the most current rates available, contact us at 800.852.5316. 

Debit and Credit Notice:

Our third party card processing network is currently experiencing issues with debit and credit card transactions. You may temporarily experience declined purchases when using your Horizon debit or credit card while these issues persist. We apologize for any convenience this may cause.

    Routing Number: 325182506

    Dispute Fraudulent Charges by calling: 800.852.5316

    Lost/Stolen Card Support: 800.852.5316

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  • NCUA
  • NMLS

  • EHL
  • ESI