Home Loans

Home » Horizon Home Loans » Home Loan Types
Back

Home Sweet Home Loan 

We’re excited to help you finance or refinance your dream home! Speak with a friendly loan originator to find out what kind of loan is right for you, or skip ahead and apply online.  

Welcome sign
Sold home sign

Conventional 

The most common loan type. Great for purchasing or refinancing single or multi-family homes. 

Sold home sign

FHA 

Flexible terms and potential for low down payments and closing costs.  

Sold home sign

VA

Low or no down payment and negotiable rates for qualified service members, veterans and surviving spouses. 

Sold home sign

USDA

No down payment and low interest rates when purchasing in a qualified rural or suburban area. 

Sold home sign

Manufactured / Unique

For manufactured homes and others that don’t meet conventional standards. Cash-out refi options available.

Tool box and construction hat

Land

New product – For purchasing a buildable lot where you can construct your own home.

Sold home sign

Medical Professional

Low down payment and student loan flexibility for anyone in the medical field. Dentists, veterinarians and others included!

Sold home sign

0% Down

Opportunity to buy a buy a home even with limited savings.

Blue two story house

Jumbo

Designed for purchase loans larger than the local conventional loan limit. We’re talking BIG houses.

Picture of a compass

Professional Guidance 

There’s lots you can learn on the internet, but we can tell you from experience: the sooner you speak with a home loan professional the better! 

Horizon loan originators deal with the market every day and know the best ways to maximize your mortgage potential. You may even qualify for programs you aren’t aware of.  

Contact the team for a free, no pressure conversation today. Whether you’re ready to apply or just testing the waters, we’ll get you on the right path.  

See What People Are Saying About Us

People Icon

Meet the Team

Find an experienced home loan originator and start a conversation today!

Hammer Icon

Tools and Resources

Explore our blog to learn more about purchasing a home!

house icon

HELOC

If you’re considering home renovations or a cash-out refi, a HELOC may be right for you.