Loan Payment Options

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You’ve Got Choices When Making Loan Payments

Our convenient payment options make it easy to pay your loan online! Whether you prefer to make loan payment from a Horizon account, from another financial institution or the old-fashioned way via mail, choose which option works best for you!

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Pay from a Horizon Account

To make a payment, log in to online banking and transfer from your checking or savings. You can make one-time payments or set up a recurring payment, so each month your payment automatically transfers on the day you choose.

Need help? Give us a call at 800.852.5316 and we’ll be happy to get you set up!

Pay from Another Financial Institution

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Enroll in oPay

When you enroll in oPay, you have several convenient payment options to choose from. You can:

  • make your payment from a checking account at nearly any financial institution 
  • store multiple accounts to make payments from, view payment history, schedule multiple loan payments and more

To get started you will need:

  • Routing number of the financial institution you are pulling the payment from* 
  • The account number of the account you’re pulling the payment from* 
  • Your Horizon member number 
  • The 3 digit Horizon loan number 

* You can usually find these on the bottom of your check.  

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Auto Pay

Choose this option so you pay the minimum payment on the day it’s due.
Set it and forget it! 

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Recurring Payment

If you want to round up your payment or choose a more convenient payment date, select the recurring payment option.

Select the date you want to pay each month and how much you want to pay. You’re set from there! 

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One-Time Payment

You can make a single payment at any time.   

Debit Card Payments

You can also choose to make a loan payment with your debit card without enrolling in oPay. You’ll pay a fee of $7.95 with each debit card payment.

To make a debit card payment you’ll need:

  • Your Horizon member number
  • Your 3-digit loan number
  • Your 5-digit zip code
  • Your debit card information

To get started visit the oPay website and select Pay with Debit Card.

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Mail Your Payment

Send your payment to:

Horizon Credit Union
PO Box 15128
Spokane Valley WA 99215