Savings Accounts
Lay the Foundation for Your Financial Journey
Whether you’re a seasoned saver or starting off on your first savings adventure, Horizon is ready to help you reach your dreams with our savings accounts.
When combined with our powerful online tools, you’ll have the foundation to build sturdy savings and create strong financial habits!
Save today, thank yourself tomorrow!
With our savings accounts, you get:
- No fees
- Monthly dividends
- Minimal transaction limitations
- A powerful set of online tools made to help you save
Available Savings Accounts
| Value Shares | Explorer Shares | Tether | Overdraft Shares | Insurance Plus Shares | |
|---|---|---|---|---|---|
| Minimum Opening Balance | $5 | $5 | $5 | $5 | $5 |
| Minimum Monthly Balance to Earn Dividends | $250 | $5 | $50 with bonus dividends when all qualifiers are met | $500 | $250 |
| Fees | None | None | None | None | None |
| Age Requirements | 18 and over | 0-18 | 18 and over | 18 and over, or 16 when opened jointly with parent | 18 and over |
| Bonus Rate Offered | No | No | No | No | No |
| Transaction Limitation | None | None | None | Must keep $5 minimum balance | None |
| Excess Share Insurance | No | No | No | No | Yes |
The rates and terms shown are effective as of November 20, 2023. View the Common Fees disclosure here.
Rates subject to change. For the most current rates available contact us at 800.852.5316.
Explore our Savings Account Types
Value
A basic savings account that earns easy monthly dividends! Have as many Value shares accounts as you like to budget and save wisely.
Tether
Bundle your checking and savings together and get up to 3.03% APY* on your savings!
Overdraft
Link to a checking account and get peace of mind knowing you’re covered – plus dividends on balances over $500!
Explorer
Help your young ones learn how to start saving and managing their finances. Earn dividends right away with only $5!
Insurance Plus Savings
You’ll receive Excess Share Insurance on balances up to $250,000, in addition to the $250,000 provided by NCUA.
Overdraft Protection
We believe every member deserves some consideration rather than automatically tacking on hefty fees. That is why we offer our members Overdraft Privilege and other overdraft protection options!
Teller Express
Access your accounts and loans 24 hours a day, 7 days a week with Horizon’s Teller Express! Just by using your phone, you have the power to access your accounts easily anywhere, at any time. Check balances, make deposits / withdrawals, transfer money between accounts, make a loan payment and more!
Reach out to us for a Teller Express PIN number and start using Teller Express today!
