Savings Accounts
A Foundation for Your Future
Whether you’re a seasoned saver or just starting out, we’ve got an account for you. Start saving today to build a better tomorrow and achieve your financial dreams.
Set Up for Success
- No monthly service fees
- Dividend-earning potential
- Free digital banking access
- Low minimum opening balance
- Access to 30,000+ ATMs nationwide
- Money Tracker digital budgeting tools
- No transaction limit
Compare Savings Accounts
Available Savings Accounts
| Value Shares | Explorer Savings | Tether | Insurance Plus Shares | |
|---|---|---|---|---|
| Minimum Opening Balance | $5 | $5 | $5 | $5 |
| Minimum Monthly Balance to Earn Dividends | $250 | $5 | $50 with bonus dividends when all qualifiers are met | $250 |
| Fees | None | None | None | None |
| Age Requirements | 18 and over | 0-18 | 18 and over | 18 and over |
| Bonus Rate Offered | No | No | No | No |
| Transaction Limitation | None | None | None | None |
| Excess Share Insurance | No | No | No | Yes |
Value Shares
The go-to. Earn easy monthly dividends and open as many as you’d like to stay organized and save.
Tether
Bundle your checking and savings to get up to 3.03% APY!*
Explorer
Help your kids learn how to save and manage their finances. Start earning dividends right away on as little as $5.
Insurance Plus Savings
Receive Excess Share Insurance on balances up to $250,000 – in addition to the $250,000 provided by the NCUA.
The rates and terms shown are effective as of May 2, 2025. View the Common Fees disclosure here.
Rates subject to change. For the most current rates available contact us at 800.852.5316.
Digital Banking
View statements, check balances, make transfers – right from the comfort of your home.
Checking Accounts
Designed for easy access and daily use. Use your money how you want, when you want with a free Visa® debit card.
Overdraft Transfer
We’ll help you avoid hefty service fees when accidents happen.
GET $200 ON US
For a limited time, you can get an extra $200 in cash when you open a new checking account with Horizon.
