Tether Checking and Savings
When you tether together, you’ll earn more on your savings!
Our Tether checking account comes bundled with a free savings account that earns higher dividends to help you climb towards your goals and build the foundation for your savings. With online and mobile banking, you’ll also get a hefty set of powerful online tools to help you along the path of your financial journey.
Earn Up To
3.03% APY*
With Tether checking and savings
Open Tether checking and savings and get:
- Monthly dividends of 3.03% APY* on your Tether savings account
- Overdraft transfer on your account
- Access to 30,000+ ATMs nationwide
- Unlimited check writing
- No minimum balance or monthly service fees
- 24/7 account access with mobile and online banking
- A robust set of online money management tools
Here’s how to earn extra dividends:
- Open Tether checking and Tether savings – it’s quick and easy!
- Make a minimum transfer of $50 from Tether checking to Tether savings each month
- Sign up for online statements in online banking
Build a steady foundation when you bundle with Tether!
APY = Annual percentage yield. Electronic statements are required for the Tether Bundle accounts. The Tether Savings and Tether Checking are a bundled pair and must be opened and maintained to qualify for the account.
*To qualify for bonus dividends, you must make a monthly transfer of $50.00 or more on or before the last business day of the statement cycle, from the Tether checking account to the Tether savings account, by electronic means such as online banking, interactive voice response via our automated phone system or any other non-human transfer in order to obtain the disclosed annual percentage yield up to an average daily balance of $15,000.00. Any balance above $15,000.00 will earn the standard dividend rate.
The rates and terms shown are effective as of May 1, 2026. View the Common Fees disclosure here.
Rates subject to change. For the most current rates available contact us at 800.852.5316.
