Horizon Credit Union

  • New Money
    Certificate Special
    4.60% | 12-Month Term | $1K Minimum
    Click for details
  • Skip-a-Pay is back!
    Don’t skip out on holiday fun. Skip a loan payment instead! 
    Sign Up
  • Tether Savings Bundle 
    Get 3.03% APY on savings balances up $15,000. 
    Learn more
  • 80/20 No Down Payment Loan
    Get 100% financing on your home purchase!
    Learn more
  • Business Money Market Account
    High Yield | Accessible Funds
    Learn more
    • Open An Account

    Open an account

    Checking, savings, certificates 
    and more.

    open now
    Pay My Loan

    Pay your loan

    Pay from a Horizon account, external 
    account or with a card.

    PAYMENT OPTIONS
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    Today’s rates

    Checking, savings, loan 
    and credit card rates.  

    VIEW RATES

    Your path. Our purpose.

    There’s more to money than just having it. Needs, goals, dreams—they’re all part of your unique financial journey. 
    We’re committed to supporting you every step of the way, wherever your path may lead. 

    ABOUT US

    Latest News & Events

    Fraud in the Forecast
    News | October 22, 2026 Fraud and Scam Alerts

    ReadFraud in the Forecast – Watch Out For Scams

    News
    Around this time of year, most of us are busy and distracted. Unfortunately, this is the perfect time for scammers! Every winter, Horizon sees an increase in fraud attempts ranging…
    Learn more about Fraud in the Forecast – Watch Out For Scams
    News | October 15, 2026

    Read2026 International Credit Union Day

    News
    At Horizon Credit Union, we believe in the credit union philosophy of People Helping People. This October, we're proud to join 16 other Spokane-area credit unions for a day of…
    Learn more about 2026 International Credit Union Day
    Money with icons
    News | October 14, 2026

    ReadHow to Budget: A Simple Guide

    News
    Some people feel like budgeting is harsh, but it shouldn’t be that way. Really, it’s just telling your money where to go instead of wondering where it went. This guide…
    Learn more about How to Budget: A Simple Guide
    News | October 9, 2026

    ReadHow to Stop Living Paycheck to Paycheck

    News
    Living paycheck to paycheck is one of the most stressful financial situations to be in. With no margin for error, anything that goes wrong can cause a major headache. If…
    Learn more about How to Stop Living Paycheck to Paycheck
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    What people are saying about Horizon

    View More Testimonials
    • I LOVE HZCU! They go above and beyond to help you. I love that Butte has a branch, the closest one to me used to be Missoula. Cyndi has been top notch. Couldn’t recommend them more!
      Emily M. | Butte, MT
    • It doesn’t get more home town friendly and when my wife and I were in our twenties this local credit union gave us our first opportunity at establishing credit with an auto loan… we were extremely grateful and would recommend hands down from any other similar place around.
      Eric O. | Colville, WA
    • Beautiful new branch, friendly and knowledgeable staff. I love that it’s conveniently right off of park center and on my way to and from work. The 2 ITMs are great to talk to a real person virtually, and you can get change and bills other than 20’s from them.
      T Mort. | Boise, ID
    • I am very happy with the customer service at this location. They are easy to work with and aren’t pushy about any of their products like most banks I’ve dealt with. Horizon also has pretty competitive interest rates.
      Adam Z. | Moses Lake, WA