Business Money Market Account

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An account that works as hard as you do

Earn dividends on idle cash while retaining easy access to your funds. Enjoy higher yields than a typical savings account on larger balances. Perfect for emergency funds, short-term savings and putting extra money to work.


Visit a branch to open an account or call  

800.852.5316

to get started.


Competitive advantage

  • Low-risk growth
  • Deposits federally insured up to $250,000
  • Tiered for higher earnings
  • Easy money access and so much more!

Tiered dividend rates

Higher balances earn more in our tiered system. Open with a minimum of $1,000 or invest $50,000+ to ramp up the returns. It’s a simple, low-risk way to grow your business without inhibiting your cash flow.

Balance RangeDividend RateAPY
$0 – $50,000.00
$50,000.01 – $250,000.00
$250,000.01 – $1,000,000.00
$1,000,000.01 or more
0.05%
2.25%
2.50%
2.75%
0.05%
2.28%
2.53%
2.79%

What to bring to the branch

To open a business money market account, you—and anyone who should be on the account—will need to visit your local branch. Here’s what our team will need: 

  • Photo ID 
  • Business documentation 
  • $20 membership fee
  • Opening deposit to fund the account 

Use this checklist to ensure you’ve got the documents you need for your business type.  

APY = Annual Percentage Yield.

OAC. Membership fee and restrictions may apply. $1,000 minimum to open. $10 per month service fee; waived on balances over $2,500. $100 minimum deposit and withdrawal.

The rates and terms shown are effective as of May 1, 2026.  View the Common Fees disclosure here.
Rates subject to change. For the most current rates available contact us at 800.852.5316.