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Horizon Home Loan Types

Whether you’re buying or refinancing, we’ve got options! Jump to a section or scroll below to learn about our different home loan types.

Medical Professionals

0% Down Loan

Jumbo Loan

Conventional Loan

Secured by government sponsored entities, such as Fannie Mae and Freddie Mac. Conventional loans can be made to purchase homes, single family to four family homes.

Options include:

Conforming
Nonconforming
Adjustable Rate

Learn more

FHA Loan

Home loans insured by the Federal Housing Administration. This is a great option if you’re outside the means of conventional home loans.

Flexible Guidelines
Low down payment options
Low closing costs

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VA Loan

Home loans insured by the U.S. Department of Veteran Affairs. Veterans, active-duty members, reservists, National Guard members and some surviving spouses are eligible.

Low down payment options
100% financing available
Negotiable rates
Not limited to first-time home buyers

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USDA Loan

Home loans insured by the U.S. Department of Agriculture for rural / suburban home buyers. Many areas in Washington, Oregon, Idaho and Montana are eligible.

No down payment
Low interest rates
Low cost monthly insurance premiums

Manufactured or Unique Property Loan

These unique loan programs make it possible to get into a manufactured home or one that might not meet conventional standards.

Both conventional and non-conforming properties accepted
15 or 30-year cash-out fixed rate options available
Low down payment options

Medical Professional Loan

A special home loan created specifically for medical professionals. Available to anyone in the medical field: including doctors, nurses, paramedics, radiology techs, dentists, veterinarians and more!