Patrick Clayton | Director of Mortgage Lending

I have been working in the mortgage industry since 2010 in the Northern Idaho area.

In addition, I have worked with Horizon Credit Union since 2005. My free time is spent with my family enjoying the outdoors, fellowship and engaging in our community to help those in need.

Purchasing a home or refinancing your existing home can be very exciting and a bit stressful. My goal is to work side by side with you to achieve the results you are looking for in a smooth and professional manner. As a lender, I am always here to answer all of your questions and help to make your dreams come true.

Specialties: Conventional, FHA, VA, Portfolio and USDA home loans.

Loan Programs that we Offer at Horizon

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Where are you on the path to your dream home? Explore a variety of home loan products designed to fit your needs. Whether you are looking to buy or refinance, we’ve got options. Our professionals are ready to equip you for your home loan journey.