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We are a not-for-profit financial institution located in the Northwest. As a member-owned credit union, every decision we make is tied to the benefit it brings our members. We know that each financial journey is unique, and we are prepared to maintain our promise to guide members in the direction of their dreams.


With low rates, straightforward terms, no hidden fees and tools to help you

manage money better, we make it easy to find a card that works for you.

Make your money go further with points

Earn points on every purchase you make with your Horizon Visa Platinum Points card and redeem your points for merchandise, gift cards, travel, event tickets, cash and more! Link your Horizon cards and accounts together to earn rewards points faster, set up email reminders to help you track your point totals and redeem your rewards as soon as you earn 1500 points.

Apply for a credit card todayTrack your points

Credit Card Basics

Elevate your financial well-being and explore the ins and outs of credit cards. Our credit card basics guide will teach you how to compare credit card offers, how to pay off your balance and what your rights are as a consumer.

Click here for credit card basics

Credit Scores and Reports

If you’re beginning to build credit or trying to improve your credit score, take a look through our guide to credit scores and reports. We’ll cover everything from how your credit score is calculated to tips on improving or maintaining your score.

Click here for credit scores and reports

Maintenance Notice: Online banking will be unavailable Saturday, Dec 15 starting at 11pm PT/midnight MT until Sunday, Dec 16 at 2am PT/3am MT.

    Routing Number: 325182506

    Dispute Fraudulent Charges by calling: 800.852.5316

    Lost/Stolen Card Support: 800.852.5316

    If you are using a screen reader and are having trouble using this website, please call 800.852.5316

  • NCUA
  • NMLS

  • EHL
  • ESI