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We are a not-for-profit financial institution located in the Northwest. As a member-owned credit union, every decision we make is tied to the benefit it brings our members. We know that each financial journey is unique, and we are prepared to maintain our promise to guide members in the direction of their dreams.

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Limited Time Share Certificate Specials

Term Minimum Balance Dividend Rate Annual Percentage Yield
Click for terms and details
12 Month Student Certificate $250.00 0.85% 0.85%
9 Month Certificate - No Penalty $25,000.00 1.25% 1.25%
15 Month Certificate $10,000.00 1.50% 1.51%
  $10,000.00 with bonus+ 1.75% 1.76%
  $50,000 .00 2.20% 2.22%
26 Month Certificate $10,000.00 1.90% 1.91%
  $10,000.00 with bonus+ 2.15% 2.17%
  $50,000.00 2.40% 2.42%

+0.25% APY bonus included for members who establish direct deposit to a Horizon Credit Union checking account with direct deposit.

 

Step Up Share Certificate

36 Month Stepped Rate Certificate
$5,000 Minimum Opening Deposit

Time on Deposit Dividend Rate Annual Percentage Yield
First 12 Months 2.00% 2.02%
Second 12 Months 2.75% 2.78%
Third 12 Months 3.75% 3.81%

Blended rate = 2.86% APY. This assumes principal and interest remain on deposit for the term of the share certificate. You will be paid this rate until first maturity.  Early withdrawal penalty is 6 months dividends earned on the account at time of early withdrawal. The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. If the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal.

Share Certificate Rates

Term Rate Tiers Dividend Rate Annual Percentage Yield
90 Day Certificate $2,500.00 Minimum Opening Deposit 0.20% 0.20%
$25,000.00 to $99,999.99 0.25% 0.25%
$100,000.00 or more 0.30% 0.30%
6 Month Certificate $2,500.00 Minimum Opening Deposit 0.60% 0.60%
$25,000.00 to $99,999.99 0.65% 0.65%
$100,000.00 or more 0.70% 0.70%
12 Month Certificate $1,000.00 Minimum Opening Deposit 1.00% 1.00%
$25,000.00 to $99,999.99 1.05% 1.06%
$100,000.00 or more 1.10% 1.11%
24 Month Certificate $1,000.00 Minimum Opening Deposit 2.10% 2.12%
$25,000.00 to $99,999.99 2.15% 2.17%
$100,000.00 or more 2.20% 2.22%
36 Month Certificate $1,000.00 Minimum Opening Deposit 2.25% 2.27%
$25,000.00 to $99,999.99 2.30% 2.32%
$100,000.00 or more 2.35% 2.37%
48 Month Certificate $1,000.00 Minimum Opening Deposit 2.40% 2.42%
$25,000.00 to $99,999.99 2.45% 2.48%
$100,000.00 or more 2.50% 2.53%
60 Month Certificate 1,000.00 Minimum Opening Deposit 2.55% 2.58%
$25,000.00 to $99,999.99 2.60% 2.63%
$100,000.00 or more 2.65% 2.68%

APY= Annual Percentage Yield. Early withdrawal penalties apply. Fees may reduce earnings on accounts. Membership requirements and fees may apply. Rates subject to change without notice.

 

Share Certificate - Truth in Savings Disclosure

Student Share Certificate - Truth in Savings Disclosure

Share Certificate Special - Truth in Savings Disclosure

Share Certificate Special - 9 Month No Penalty

Stepped Rate Share Certificate Special - Truth in Savings Disclosure

Common Fees Schedule

 

The rates and terms shown are effective as of September 24, 2018.

For the most current rates available contact us at 800.852.5316.

Maintenance Notice: Online banking will be unavailable Saturday, Dec 15 starting at 11pm PT/midnight MT until Sunday, Dec 16 at 2am PT/3am MT.

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  • NCUA
  • NMLS

    407890
  • EHL
  • ESI