Elusive Credit Card Offer

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6-month

1.99% APR

Introductory rate

Apply now

1.99% intro rate and $250 bonus

You don’t see a legendary rate like this often, and it won’t stick around for long. Apply now before this offer wanders away!  

How to capture this elusive deal

Lock it down in two simple steps: 

Apply for your first Horizon credit card 

Apply for a Classic, Platinum, or Platinum Points card – each have their own unique benefits. Once approved, you’ll get our legendary 1.99% APR intro rate on all purchases for 6 months. 

Earn $250 by spending $2,500 within the first 90 days 

It’s not required to get the rate, but why not make an easy $250? 

Platinum Visa Credit Card

So many opportunities

Besides everyday spending, you can use your new Horizon credit card to: 

  • Pocket a cool $250 
  • Start earning rewards with a Platinum Points card 
  • Pay for a magical vacation 
  • Get emergency assistance and other perks 
  • Get a backup card 

Credit card tips

Credit cards are super useful, but they require special care. Follow these tips for healthy credit:  

  • Pay your balance in full every month. By paying your entire credit card balance, you can avoid paying interest on your debt.  
  • Only use up to 30% of your credit limit. This is your credit utilization ratio – keeping it low will improve your credit score.
  • Set up digital banking alerts. Digital alerts can help you control your spending. They’re also useful for detecting fraud.  
  • Use a digital budgeting app. Horizon’s mobile app makes following a budget simple and easy!  
OAC. Offer ends 3/31/26. 1.99% APR introductory rate valid on purchases posted to your card within 6 months of open date. After that, your rate will start at 12.90% - 21.50% variable, based on your credit qualification and the credit card that you select. APR will then vary with the market based on the prime rate. To receive bonus, member must spend at least $2,500 within the first 90 days. Bonus will be processed within 30 days after all qualifications are met and deposited in an open Horizon savings or checking account. If member does not have an open Horizon deposit account a cashier’s check will be mailed to their address on file. Excludes those who have had a Horizon credit card within the last year. One bonus per credit card. Membership fee and restrictions may apply.