Cost of Living in Boise, Idaho
Last updated: September 2026
Even though the cost of living in Boise is slightly below the national average, newcomers and locals alike may feel it’s no longer the bargain it once was. Housing costs have increased significantly over the past decade, and many people are surprised by home prices when they first start researching the area. At the same time, Boise remains much more affordable than larger West Coast metros like Seattle, Los Angeles or San Francisco.
For a broader overview of housing, transportation, weather and daily life, read our Moving to Boise guide.
Boise cost of living at a glance
| Population | 238,429 |
| Median household income | $83,904 |
| Median home value | $484,800 |
| Median gross rent | $1,446 per month |
| Median monthly housing costs for homeowners with a mortgage | $1,779 |
| Average commute time | 18.9 minutes |
| Overall cost-of-living index | 98.4, compared with a U.S. average of 100 |
Sources: U.S. Census Bureau QuickFacts for Boise, U.S. Bureau of Economic Analysis Regional Price Parities
How to read a cost-of-living index: The U.S. average is set at 100. A number above 100 indicates that prices are higher than the national average, while a number below 100 indicates that prices are lower. The index combines common consumer expenses, including goods, rent, utilities and services. (It does not represent a household’s actual monthly budget.)
How does Boise compare with other cities?
Boise comes in slightly under national average and cheaper than other major western cities. However, this is changing with the growth and rising costs of housing in the area.
| Metro area | 2024 cost-of-living index |
| Boise | 98.4 |
| U.S. average | 100.0 |
| Seattle | 111.0 |
| Los Angeles | 113.6 |
| San Francisco | 115.6 |
Sources: U.S. Bureau of Economic Analysis Regional Price Parities
Housing costs in Boise
Housing is usually the largest cost for Boise residents. The Census figures below provide a look at what homeowners and renters reported paying within Boise city limits.
| Typical home value | $507,649 as of July 31, 2026 |
| Median sale price | $540,250 as of June 30, 2026 |
| Median list price | $569,300 as of July 31, 2026 |
| Average market rent | $1,900 as of Aug. 31, 2026 |
Sources: Zillow Boise Housing Market, Zillow Boise Rental Market Trends
The size of Boise’s housing market means prices vary widely from one neighborhood to another. Downtown condos, North End historic homes, midcentury houses on the Bench and newer developments on the edge of the city can all have very different price points. For neighborhood descriptions and local housing figures, read our article about the Best Neighborhoods in Boise.
For more about sale prices, property costs and the local housing market, explore Buying a Home in Boise.
Boise’s everyday living costs
Housing isn’t the only expense you might consider when relocating. Utilities, groceries, transportation and other services also affect day-to-day affordability.
Boise cost of living compared with the U.S. average
| Category | Boise compared with U.S. average |
| Overall Cost of Living | 2.8% higher |
| Groceries | 2.8% higher |
| Housing | 5.6% higher |
| Utilities | 27.1% lower |
| Transportation | 5.2% higher |
| Healthcare | 3.4% higher |
| Goods & Services | 6.5% higher |
Source: Apartments.com (Sept. 10, 2026)
What income do you need to live in Boise?
The MIT Living Wage Calculator estimates how much income different households need to cover basic costs in Ada County. Its calculation includes housing, food, transportation, medical care, child care, internet, taxes and several other necessities. (This is not a recommended salary; individual and family needs may vary).
| Household | Estimated minimum necessary annual income before taxes |
| One adult | $52,009 |
| Two adults | $73,095 |
| Two adults, two children | $125,602 combined |
| Boise median household income | $83,904 |
Sources: MIT Living Wage Calculator for Ada County, U.S. Census Bureau QuickFacts
No single income figure will fit every household. Childcare, housing, transportation, medical needs and the number of working adults will all make a major difference.
Is Boise affordable?
Compared to the national average, Boise sits right about in the middle. Whether Boise feels affordable or not will largely depend on your income, housing situation and where you’re relocating from.
To learn more about what it’s like to live in Boise, check out our Moving to Boise guide.
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