25 Credit Card Terms You Should Know
Whether you’re new to credit cards or an experienced cardholder, understanding these key terms can help you make smarter decisions and avoid costly mistakes. The better you know these basics,…
Credit & Debit
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Understanding Credit Card Interest
Credit cards make it easy to spend and shop — maybe too easy. While they’re certainly a handy tool, it’s important to use them responsibly. In order to do so,…
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Protect Your Credit With Freezes and Fraud Alerts
These days, your personal financial information is everywhere. It’s smart to keep an eye on your credit and take steps to protect it. Most credit monitoring services offer credit freezes…
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Stay Safe Online With Digital Cards
Paying for everyday purchases is easier than ever. With digital wallets, you can skip the card swipe and tap your phone instead. Whether you’re grabbing coffee, shopping online or checking…
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What is a Business Line of Credit?
Let’s face it — managing cash flow is something every business owner has to deal with, whether you’re just getting started or have been at it for years. A business…
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Understanding Credit References
When you’re ready to embark on the exciting journey of buying a home or renting your dream apartment, a strong credit reference can be your best ally. Credit references showcase…
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The Cost of Buying on Credit
It’s no secret that credit cards are super handy — they help us snag everything from the latest gadgets to a quick bite at a drive-thru. But while using credit…
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Debit or Credit Card?
The convenience of plastic in the form of debit and credit cards is hard to beat. They both offer advantages but have significantly different features and uses. Here’s what to…
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Why Your Credit Utilization Ratio Matters
Credit cards have become an essential tool for purchase transactions and managing finances. While credit cards have several benefits, it’s best to use them with care because poor credit management…
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Tap to Pay
All new Horizon cards are equipped with Tap to Pay! Tap to Pay makes checkout quick and easy and is highly secure. Merchants accept contactless payments across the globe and…
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Repairing Your Credit
Your credit score may not be where you want it. Thankfully, you can fix it! Start today by learning about things you can do to repair your credit. Check Your…
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Are You Maximizing Your ‘Cash Back’?
Read on our Knowledge Hub Cash back is an incentive that many credit card companies offer to encourage the loyal and consistent use of their cards. For some consumers, the promise…
