Credit & Debit

Buy now, pay later (BNPL) services have become a fixture at checkout. Klarna, Afterpay, Affirm, PayPal Pay Later and others offer the ability to split a purchase into smaller installments….

Dealing with a debt collector can feel stressful, but it helps to know that federal law gives borrowers significant protections. Debt collectors operate under strict rules, and understanding those rules puts you in…

Your credit score gets a lot of attention, but it’s your credit report that matters most. While your score is summary, your report shows the full story. If something’s wrong…

If you’ve ever checked your credit score and wondered, “what does this even mean?” you’re not alone. The number is important, but few people understand how it’s calculated. Here’s what…

Credit fraud happens more often than you might expect. Sometimes it’s a charge you don’t recognize. Other times, a new account opened in your name that you never applied for. Whatever way it happens, catching it early and knowing what to do makes a…

Starting with no credit history can feel like a catch-22. You need credit to get credit, but it seems like no one will give you credit until you have some. It’s a tricky situation, but even if…

We’re changing the minimum dollar amount due on Visa® credit cards to help you make progress while paying down your debt. Read on to learn more.