A Financial To-do List for When You Move
Moving is one of life’s biggest transitions — and it often comes with a fair amount of stress. Between organizing your belongings, packing up your home and coordinating logistics, it’s…
Home Buying
Choosing Homeowners Insurance
Buying homeowners insurance might seem tricky, but with the right information, you can make a smart, confident choice. Not all insurance policies are the same — what one company offers…
What is a Mortgage Loan Modification?
A mortgage loan modification changes the terms of your current mortgage to help make payments more manageable. It’s different from refinancing, which replaces your old loan with a new one….
Down Payment Assistance
For many families, the biggest hurdle to buying a home is coming up with the money for a down payment and closing costs. To help with this, many housing finance…
Furnishing Your New Space
Furnishing a new home or apartment is an exciting milestone! But have you ever done a double take at the price of furniture? Thankfully, furnishing your space doesn’t have to…
Is a Tiny Home the Answer?
As housing costs continue to rise, it’s reasonable to consider a tiny home as an alternative to traditional living. But before making such a big decision, it’s important to understand…
Recognizing a Housing Scam
Have you ever been searching for housing and come across a deal that seems too good to be true? It probably is! In this article we’ll cover some common housing…
Renting vs Buying a Home
Choosing between renting and buying a home can be a big decision, and it’s not just about the numbers. Consider your lifestyle, finances and future plans to find what fits…
Pre-qualification vs. Pre-approval
Pre-qualified and pre-approved are two of the most common terms you may encounter when applying for a mortgage. People often use these two phrases interchangeably, but they’re not the same….
When to Lock in a Mortgage Rate
When preparing to get a mortgage you may choose to lock in your interest rate. This involves signing a formal agreement with your lender that guarantees the rate they will…
Key Mortgage Terms
When buying a home, it’s likely that you’ll come across mortgage terms that are new to you. The home buying process is complicated enough, so we’ve simplified and explained some…
Homeowner Tax Benefits
If you’re a homeowner or planning to become one soon, you may be eligible for certain special tax benefits. Here’s a list of credits and deductions to help you reduce…
