Explore Our Portfolio Loan Programs
Each home loan journey is unique. We’re here and ready to help people find their dream home. Our goal is to make the home loan process simple. At Horizon, all origination, processing, underwriting and closing are done in-house. We’ll get your clients into their dream home quickly and efficiently!
Contact a Horizon Loan Officer Today
We Have Amazing Lending Options!
Zero Down
Ideal for first time homebuyers! This loan type makes it possible to get into a home even when there’s not much cash for a down payment.
- New purchases only
- Conforming properties only
- Primary homes only
- No private mortgage insurance required
Medical Professionals
Crafted specifically for medical professionals, from doctors to dental assistants to veterinarians and more!
- Available to anyone in the medical field, even new hires with contract for employment
- Student loans won’t impact rate pricing
- No private mortgage insurance required
- Primary or secondary homes only
- Low down payment
- 95% LTV
Jumbo Loan
For those looking for a loan larger than the local limit for conforming loans, we’re here to help.
- New purchases only
- 85% max LTV
Unique Manufactured Home Programs
For non-conforming or additional properties, we’ve got you covered.
Non-Conforming Manufactured Homes
- 15 or 30-year fixed rate terms on purchases / refinances
- 15% down payment
- Twice moved (or more) homes allowed
- No engineering certification foradditions / attached porches required
- HUD tags may not be necessary
Investment Manufactured Homes
- Conforming properties only
- Purchase and rate / term refinance only
- Maximum 10-acre parcel
- 70% max LTV
