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We are a not-for-profit financial institution located in the Northwest. As a member-owned credit union, every decision we make is tied to the benefit it brings our members. We know that each financial journey is unique, and we are prepared to maintain our promise to guide members in the direction of their dreams.

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IRA Rates

Term Rate Tiers Dividend Rate Annual Percentage Yield
12 Month IRA $500.00 Minimum Opening Deposit 0.45% 0.45%
$25,000.00 to $99,999.99 0.50% 0.50%
$100,000.00 or more 0.55% 0.55%
24 Month IRA $500.00 Minimum Opening Deposit 0.50% 0.50%
$25,000.00 to $99,999.99 0.55% 0.55%
$100,000.00 or more 0.60% 0.60%
36 Month IRA $500.00 Minimum Opening Deposit 0.60% 0.61%
$25,000.00 to $99,999.99 0.70% 0.70%
$100,000.00 or more 0.80% 0.80%
48 Month IRA $500.00 Minimum Opening Deposit 0.60% 0.60%
$25,000.00 to $99,999.99 0.70% 0.70%
$100,000.00 or more 0.80% 0.80%
60 Month IRA $500.00 Minimum Opening Deposit 0.60% 0.60%
$25,000.00 to $99,999.99 0.70% 0.70%
$100,000.00 or more 0.80% 0.80%
Term Rate Tiers Dividend Rate Annual Percentage Yield
IRA Shares All Balance Ranges 0.05% 0.05%

APY = Annual percentage yield. The IRA rates shown are for Traditional, Roth, and Coverdell IRAs. Dividends compounded/credited monthly. Early withdrawal may be subject to penalty and may affect earnings on certificates.

IRA Shares - Truth-in-Savings Disclosure

Common Fees Disclosure

 

The rates and terms shown are effective as of May 27, 2020.

Horizon Credit Union may offer better rates for these accounts from time to time. For the most current rates available, contact us at 800.852.5316.

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  • NCUA
  • NMLS

    407890
  • EHL
  • ESI