CHECKING

A Horizon checking account is not just another place to stash your cash. When you open an account at Horizon, you benefit from a multitude of features that most traditional banks just can't offer. Whether you're looking for a low-maintenence option with no minimum balance, all-access free home banking, and no hidden fees, or a debit account with overdraft protection that earns points like our Visa Platinum Points credit card, Horizon has the solution to help you thrive!


Home Banking

Where your online banking
journey begins.

The first step to online freedom begins at hzcu.org or on Horizon Credit Union's free Mobile App. Sign on for the first time by using the username and password given to you when you opened your account.

Mobile/Tablet App

Finances at your fingertips.

Being in a pinch without access to your funds can be more than frustrating. Don't be left out in the cold. Download the Horizon app on your mobile or tablet today! Simply search Horizon Credit Union in your app store to get started.

Online Statements

Finances at your fingertips.

Waiting for statements to arrive in the mail is a thing of the past. Login to Home Banking and select "Online Statements" under the "Additional Services" tab. By signing up for Online Statements you will have access to view, print, or save up to 12 months!

Bill Pay

Save a stamp, pay online.

Take some of the worry out of paying your bills by using Horizon's Bill Payer option wherever and whenever is most convenient to you. Set up recurring payments so that you have more time to do the things that make you the happiest! Login to your Home Banking and select Bill Pay to take advantage of this service.

Popmoney

Send cash to anyone.

Funds Transfer, a service provided through Popmoney, allows you to divide your money between financial institutions the way you want, without check writing or waiting in line. Popmoney, is your answer to splitting a bill, gives you the freedom to text, email, or directly transfer funds to your family and friends so that you may avoid those awkward conversations of "where's my money?". Login to your Home Banking and select "External Account Transfers" under the "Move Money" tab to get started!

FinanceWorks

Budget online.

Bring your financial scavenger hunt to an end and never guess where your last dollar went by signing up for FinanceWorks through Horizon's Home Banking platform. Just login and click the "FinanceWorks" link under the "Manage Money" tab. With FinanceWorks you will be able to see where your funds are allocated and adjust your budget to your needs.

Mobile Check Deposit

Deposit checks on the go.

Don't let obligatory trips to the bank interrupt your excursions. Horizon offers members with Home Banking and the mobile app the opportunity to deposit checks anywhere, anytime! Simply login to the Horizon mobile app and select "Check Deposit"!

Purchase Rewards

Use your debit card to save.

Once you have signed up for Home Banking a new world of rewards will be presented to you. You will have access to countless amounts of offers through your desktop or mobile! Select the "Purchase Rewards" section on your desktop or app to begin your savings. If you can't find your rewards in your app menu, click on the "More" tab to have it added.

Text Banking

Check balances with a text.

Too far from a wireless connection? Have low balance and transaction alerts sent straight to your phone where you can respond with directions to transfer money. Sign up for Text Banking through the "Mobile Banking & Alerts" link under the "Additional Services" tab to stay connected...even in the most remote areas.

Overdraft Protection


Avoid High Charges

Your cushion for cash catastrophes.

There are a number of scenarios where overdraft protection can act as a buffer for your financial integrity. Avoid high charges from merchants for returned checks.

Avoid Embarrassment

Never get turned down at a checkout again.

Save yourself the embarrassment and inconvenience of denied purchases and dishonored checks.

Pay Your Overdrafts

Nobody's perfect. Everyone deserves protection.

Protect yourself from incidental and inadvertent overdrafts up to $800 for your personal checking account!

Click here for more details on Overdraft Protection

30,000 ATM Locations


Co-Op ATM Network

Avoid unwanted ATM fees.

Gain access to over 30,000 ATM locations nationwide! Perfect for weekend trips and summer getaways.

Click here to locate a CO-OP ATM near your destination.

Teller Express


Teller Express

Access your accounts and manage money by phone.

Check balances, deposits or withdrawals, transfer money between accounts or make a loan payment, all with the touch of a button.

Click here for more details on our Teller Express service.
 

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Youth
Checking
Replenish Bridge
Minimum Opening Balance $10 $100 $100
Monthly Service Charge None None None*
Interest Earning No No Yes**
Per Check Charge None None None
Visa Debit Card Free Free Free
Overdraft Transfers $3 per occurence $3 per occurence $3 per occurence
Home Banking Free Free Free
Online Bill Payer Not Available Free Free
Horizon & CO-OP ATM Use Free Free Free
Free Box of Checks No No 2 Boxes Anually***
Bonus Rates on Certificate No No with direct deposit

*$5 fee if your balance falls below $500

**Earns interest when average daily balance remains above $1000 for the month

***For members 55+ with direct deposit of net pay or with $1000 or more on deposit

Savings Accounts

    Routing Number: 325182506

    Dispute Fraudulent Charges by calling: 800.808.6402

    Lost/Stolen Card Support: 800.528.2273 (812.647.9794 - International Cardholders)

  • NCUA
  • NMLS

    407890
  • EHL
  • ESI