HomeLoans

Home Equity Loans
Home equity is the difference between the value of your home and what you owe on your mortgage, and it is one of your biggest assets. Whether you need a one-time loan to remodel the kitchen or a flexible line of credit to make multiple home improvements over time, Horizon has two great home equity loans to fit your individual needs.

HomeLine FLEX - Home Equity Line of Credit (HELOC)
An easy way to access your home equity by allowing you to transfer from your HELOC to your checking account at any time.

  • Great Rates
    All home loans feature low introductory rates.
  • Payments
    You only pay on the portion of the loan you use.
  • Rate Switch
    Switch from a variable rate to a fixed rate at any time.
  • Special Feature
    Fix up to three portions of your HomeLine FLEX at one time. As you re-pay your borrowed amounts, more funds become available again for use.  
  • Home Banking
    Easy access to your HELOC through Home Banking, Teller Express, or your local branch.
  • Payment Options
    You have the choice of making automatic payments to your loans each month. 

What you should know about home equity lines of credit

Horizon HELOC Disclosures

 

Traditional Home Equity Loan - a traditional lump sum equity loan.

  • Great Rates
    Competitive, low fixed rates.
  • Low Payments
    All home loans feature low, predictable monthly payments.
  • Variety of Options
    You can use your home loan to pay for a home remodel, vacation, college tuition and more. 
  • Home Additions
    Use it to help pay for that new hot tub or deck.
  • Insurance
    Credit life & disability insurance (payment protection) available.
  • Payment Options
    You have the choice of making automatic payments to your loans each month.
Home Mortgage Refinance
When you use Horizon to refinance your home, you get:
  • Great Rates
    Competitive, low fixed rates
  • Auto Pay
    Automatic payments to your loans
 Home Mortgage or Purchase
When it's time to refinance your home or buy a new one, Horizon Northwest Home Mortgage is the answer.
  • Great Rates
    Competitive rates and fees
  • Loan Types
    FHA, VA, Conventional
  • Lending
    A variety of unique programs for unconventional lending

Apply For A Horizon Loan with 24 hour Lending
Check Out Our  Current Rates



Horizon Credit Union

Home Banking Enrollment

Enrolling in Home Banking is easy - here's how:

  • In the Member Number box, enter your member number.
  • If you don't remember your password, you can call our contact center at 800-852-5316 and they will provide you with a new one.

If you have any questions or problems logging in, please call 800.852.5316.

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NCUAEqual Housing LenderESIDigital Insight, an Intuit company