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We are a not-for-profit financial institution located in the Northwest. As a member-owned credit union, every decision we make is tied to the benefit it brings our members. We know that each financial journey is unique, and we are prepared to maintain our promise to guide members in the direction of their dreams.

Horizon is ranked #3 in Forbes Best Credit Unions for 2019. Become part of the horizon experience. Click for details.
More than emojis. The power to pay is right in your hand with the Digital Wallet. Click to get started.
More time, less pressure. You'll have plenty of time to find your perfect home with a 120 day rate guarantee. Click for details.
A perfect match for your money! Fall in love with reaching your goals. Earn more with Tether checking and savings
Apply today for an auto loan!
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#HZCUPetPawsse

Vote for your favorite #HZCUPetPawsee photo entry on our Facebook  and Instagram pages!  Your vote will help one lucky animal shelter win $1000! Hurry! Voting ends July 25.  For more information or click here for official rules.

Washington St Branch Construction

Construction has begun on our Washington street branch.  Click here for more details.

Sandpoint Branch Construction

Our Sandpoint branch is also getting a make-over.  Click here for more details.

 

 

Horizon Credit Union is a rapidly growing organization dedicated to helping our members find the right financial path for them.  And, we’re looking for dedicated individuals who are ready to join us on this journey. 

Your Path, Our Purpose isn’t just a catchy line for commercials.  It’s something we live by every day.  We want to help you find the career path that’s right for you. We’re dedicated to providing our employees with the tools and resources to expand their knowledge and achieve more.

Click here for current openings.

 

 

New to Horizon?

Welcome to Horizon! Please sure to check your eligibility here.  If you're ready to get started you may click here to begin your account application.

Current Members

If you'd like to add a new account please click here to get started.

Apply for a loan any time with our convenient 24/7 application.

Make all your loan payments on time, every time with just a click of the mouse or a touch of the screen.

Get the latest, greatest rates for all of Horizon’s savings and loan products.

Want to know when a great new deposit rate is available? Click the button to the right to sign up for rate alerts and be the first to know when a new special is available.

Click here to get rate alerts.

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As a member of Horizon, you have access to over 30,000 CO-OP Network ATMs. That’s more than even the biggest banks.*

*Source: isngishts.co-opfs.org

Horizon has an extensive branch network here in the Pacific Northwest extending from the basin of central Washington to southwestern Montana. So no matter where you roam through the PNW you can stop in to say hi and get help with your accounts.

Our robust online banking services allow you to do more than just check your balance (although you can do that too!).

Check out our online tool box to see the vast range of the features available for you or click the button to the right to dive right in.

Ever wish you could get a good picture of where all your money goes? With our powerful online money management tools you have the ability to monitor, manage and plan across all of your accounts – even those at other financial institutions.

Click here to learn more or log in to online banking to jump in and get started.

Fight fraud and control spending with our easy to use app for your Horizon credit and debit cards. With our app you can turn your card on or off, set geographic controls for where you card can be used and set up alerts based on dollar amount or balance. Download the app in your device store today to get started!

Download the app from the Apple Store
 
Download the app from the Google Play store

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Being a trusted member of the community and giving back in the communities we serve has been an integral part Horizon’s culture since our beginning in 1947. Click the links to the right to find out more about how Horizon and our dedicated team members are helping make our communities better.

  • How to Build a Budget
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  • Retirement 101
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  • Calculators & Tools

A quick online tool to walk you through the basics of setting up a budget.

Visit our online tool box full of gear and guides for all things finance at Financial Training Ground.

Did you know we offer powerful online tools to help you track spending and build a budget?

Your credit score can have a big impact on your life – from how much to pay for loans, to insurance and renting or buying a home. Learn how to improve and protect your credit score with this fast 5-minute segment.

Visit our online tool box full of gear and guides for all things finance at Financial Training Ground.

Whether you want to retire to a tropical locale or retire early enough to spend quality time with the grandkids, this course will help you get you where you want to be.

Estimate how much you’ll need for retirement with a quick tool.

Visit our online tool box full of gear and guides for all things finance at Financial Training Ground.

Many people run into a rough patch now and then. Getting help early can make a big difference in how long it takes for you to get back on your feet. Visit our partners at GreenPath for free financial advice and counseling when times are tough.

If you are struggling with your house payment or facing foreclosure we may be able to help.

Check in with our qualified experts.

Whether you want to build a budget, start building savings, payoff debt and more we have a wealth of tools to help you get there.

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  • Maintenance Notice: Online banking will be unavailable Saturday, Dec 15 starting at 11pm PT/midnight MT until Sunday, Dec 16 at 2am PT/3am MT.

      Routing Number: 325182506

      Dispute Fraudulent Charges by calling: 800.852.5316

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      407890
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