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We are a not-for-profit financial institution located in the Northwest. As a member-owned credit union, every decision we make is tied to the benefit it brings our members. We know that each financial journey is unique, and we are prepared to maintain our promise to guide members in the direction of their dreams.

Account Benefits Explore Youth Checking Replenish Checking Bridge Checking Tether Checking HSA
Minimum Opening Balance $10.00 $25.00 $25.00 $25.00 $50.00
Monthly Service Fee None None $6.00 per month if average daily balance falls below $500.00 None $3.00
Minimum Balance Required to Earn Dividends Account does not earn dividends Account does not earn dividends $1,000.00 average daily balance Account does not earn dividends $5,000.00 average daily balance
Minimum Balance to Avoid Service Fees None None $500.00 daily balance None service fee always applies
Visa Debit Card Free Free Free Free Free
Free Box of Checks No No Two boxes of free checks for members 55
and older with direct deposit of net pay
and $1,000.00 or more on deposit
No No
Overdraft Protection Yes Yes Yes Yes Yes
Online Banking Free Free Free Free Free
Checking Account Balance Range Dividend Rate Annual Percentage Yield
Horizon Bridge Checking Account $1,000.00 or more 0.05% 0.05%
HSA $5,000.00 or more 0.05% 0.05%

Account Service Fees

Applicable to All Accounts
Insufficient Funds and Overdraft Fee $29.00 per each debit or draft paid
Automatic Transfer from Overdraft Account $3.00/occurrence for check transactions
$3.00/occurrence from line of credit
Inactive Account Fee $5.00 per month
Copies of Statements $2.00 per statement
Account Activity Printing $2.00 per history
Incorrect Address Fee $5.00 per returned mail item
Stop Payment Fee $25.00 per item
Wire Transfers (outgoing domestic) $15.00
Account Balancing Assistance $15.00 per hour
Check Copies varies depending on style of check ordered
Cashier's Check $3.00 each
Money Order $2.00 each
Returned Check Fee (deposited item) $25.00
Garnishments $75.00
Executions $35.00
Levies $35.00

Explore Checking - Truth in Savings Disclosure

Replenish Checking - Truth in Savings Disclosure

Bridge Checking - Truth in Savings Disclosure

Tether Checking - Truth in Savings Disclosure

HSA - Truth in Savings Disclosure

Business Share Draft - Truth in Savings Disclosure

Common Fees Disclosure


The rates and terms shown are effective as of October 7, 2019.

Rates subject to change. For the most current rates available, contact us at 800.852.5316. 

Maintenance Notice: Online banking will be unavailable Saturday, Dec 15 starting at 11pm PT/midnight MT until Sunday, Dec 16 at 2am PT/3am MT.

    Routing Number: 325182506

    Dispute Fraudulent Charges by calling: 800.852.5316

    Lost/Stolen Card Support: 800.852.5316

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  • NCUA
  • NMLS

  • EHL
  • ESI