Skip navigation

We are a not-for-profit financial institution located in the Northwest. As a member-owned credit union, every decision we make is tied to the benefit it brings our members. We know that each financial journey is unique, and we are prepared to maintain our promise to guide members in the direction of their dreams.

Auto and Recreation Loan Rates

Loan Type Annual Percentage Rate Rate Information
Auto/Truck Loan As low as 3.49% Fixed rate. Rate shown applies to 2011 or newer model year vehicles or vehicles valued at $10,000 or greater.
Boat or RV Loan As low as 4.99% Fixed rate. 2011 or newer or a $10,000 value or greater/ 
Fun Loan As low as 4.74% Fun Loans cover a broad range of cycle products including but not limited to Motorcycles, ATVs, PWCs, UTVs, Tractors, Trailers and Snowmobiles. Fixed rate. Rate shown applies to 2016 or newer model year vehicles.

Loan rates are available on approved credit. Loan rates are subject to change without notice. Rates displayed are the lowest available to qualified borrowers. Your rate may be higher and will be determined by loan type, applicable fees, the terms you request, the amount you finance and your credit history.


The rates and terms shown are effective as of June 4, 2020.

For the most current rates available, contact us at 800.852.5316. 

Debit and Credit Notice:

Our third party card processing network is currently experiencing issues with debit and credit card transactions. You may temporarily experience declined purchases when using your Horizon debit or credit card while these issues persist. We apologize for any convenience this may cause.

    Routing Number: 325182506

    Dispute Fraudulent Charges by calling: 800.852.5316

    Lost/Stolen Card Support: 800.852.5316

    If you are using a screen reader and are having trouble using this website, please call 800.852.5316

  • NCUA
  • NMLS

  • EHL
  • ESI