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We are a not-for-profit financial institution located in the Northwest. As a member-owned credit union, every decision we make is tied to the benefit it brings our members. We know that each financial journey is unique, and we are prepared to maintain our promise to guide members in the direction of their dreams.

Account Benefits Horizon Focus Account Horizon Vision Account High Yield
Minimum Opening Balance $100.00 $25,000.00 $25,000.00
Minimum Balance Required to Earn Dividends $2,500.00 $25,000.00 $25,000.00
Minimum Balance to Avoid Service Fees None $15/month if balance falls below $25,000.00 None
Transaction Limitations $100.00 or more per transaction None $100.00 or more per transaction
Money Market Account Balance Range Dividend Rate Annual Percentage Yield
Horizon Focus Account $2,500 - $9,999.99 0.05% 0.05%
$10,000.00 - $24,999.99 0.10% 0.10%
$25,000.00 or more 0.15% 0.15%
Horizon Vision Account $25,000.00 - $49,999.99 0.10% 0.10%
$50,000.00 - $99,999.99 0.20% 0.20%
$100,000.00 or more 0.30% 0.30%
High Yield Account $0.00 - $24,999.99 0.00% 0.00%
$25,000.00 - $74,999.99 0.10% 0.10%
$75,000.00 - $149,999.99 0.20% 0.20%
$150,000.00 - $249,999.99 0.30% 0.30%
$250,000.00 and up 0.40% 0.40%

Account Service Fees

Applicable to All Accounts
Insufficient Funds,  Overdraft or Returned Item Fee  $29.00 per each debit, draft or electronic payment presented
Automatic Transfer from Another Account $1.50 / per item
$3.00 or 3% (whichever is greater) from Visa® credit card
Inactive Account Fee $5.00 per month
Copies of Statements $2.00 per statement
Account Activity Printing $2.00 per history
Incorrect Address Fee $5.00 per returned mail item
Stop Payment Fee $25.00 per item
Wire Transfers (outgoing domestic) $15.00
Account Balancing Assistance $15.00 per hour
Check Copies varies depending on style of check ordered
Cashier's Check $3.00 each
Money Order $2.00 each
Returned Check Fee (deposited item) $25.00
Garnishments $75.00
Executions $35.00
Levies $35.00

Focus Money Market - Truth in Savings Disclosure

Vision Money Market - Truth in Savings Disclosure

High Yield Money Market - Truth in Savings Disclosure

Common Fees Disclosure

 

The rates and terms shown are effective as of July 3, 2020.

Rates subject to change. For the most current rates available, contact us at 800.852.5316. 

Debit and Credit Notice:

Our third party card processing network is currently experiencing issues with debit and credit card transactions. You may temporarily experience declined purchases when using your Horizon debit or credit card while these issues persist. We apologize for any convenience this may cause.

    Routing Number: 325182506

    Dispute Fraudulent Charges by calling: 800.852.5316

    Lost/Stolen Card Support: 800.852.5316

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  • NCUA
  • NMLS

    407890
  • EHL
  • ESI