Checking Accounts
Your Money Multi-Tool
Every Horizon checking account comes with the tools you need to tackle everyday money management tasks. Choose from four options to find an account that meets your needs.
The Right Tools for the Task
- No monthly service fees
- Low minimum opening balance
- Free digital banking access
- Free Visa® debit card
- Access to 30,000+ ATMs nationwide
- Mobile check deposit
- Money Tracker digital budgeting tools
- Unlimited check writing
Compare Checking Accounts
| Summit | Tether | Replenish | Explorer (Youth) | |
|---|---|---|---|---|
| Minimum Opening Balance | $25 | $25 | $25 | $10 |
| Monthly Service Charge | None | None | None | None |
| Age Requirements | 18 and over | 18 and over | 18 and over | Under 21 |
| Interest Earning | Yes* | On savings account only | No | Under 21 |
| Per Check Charge | None | None | None | No |
| Visa® Debit Card | Free | Free | Free | None |
| Overdraft Transfers | $1.50 per occurrence From Visa $3.00 or 3% of transfer (Whichever is greater) | $1.50 per occurrence From Visa $3.00 or 3% of transfer (Whichever is greater) | $1.50 per occurrence From Visa $3.00 or 3% of transfer (Whichever is greater) | $1.50 per occurrence From Visa $3.00 or 3% of transfer (Whichever is greater) |
| Online Banking | Free | Free | Free | Free |
| Online Bill Payer | Free | Free | Free | Free |
| CO-OP ATMs | Free | Free | Free | Free |
*To earn bonus dividends you must meet the following requirements during the qualifying cycle: (1) log into online banking at least one time, (2) agree to receive online statements, (3) make fifteen purchases using your debit card and (4) you must have at least one direct deposit post to the account. APY is paid on balances up to $10,000.
Digital Banking
View statements, check balances, make transfers – from the comfort of your home.Â
Savings Accounts
A place to keep and grow your money. Pairs well with a new checking account!
Overdraft Transfer
We’ll help you avoid hefty service fees when accidents happen.
GET $200 ON US
For a limited time, you can get an extra $200 in cash when you open a new checking account with Horizon.
