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We are a not-for-profit financial institution located in the Northwest. As a member-owned credit union, every decision we make is tied to the benefit it brings our members. We know that each financial journey is unique, and we are prepared to maintain our promise to guide members in the direction of their dreams.


Remember when checking was peaceful and serene? No hidden fees. No worries. Those were the days. At Horizon, we believe some things should never change. That's why you can still enjoy the pristine beauty of free checking at a local financial institution you trust. You won't have to fend off pesky maintenance fees or sneaky hidden charges. It's checking as it should be - fresh, fully accessible and packed with potential. Plus, the simple sophistication of online and mobile banking is just part of the deal!

  • Anytime mobile and online account access
  • The best online tracking and budgeting tools around
  • Card protection and mobile check deposit all from your smart phone

Home Banking

Where your online banking
journey begins.

The first step to online freedom begins at or on Horizon Credit Union's free Mobile App. Sign on for the first time by using the username and password given to you when you opened your account.

Mobile/Tablet App

Finances at your fingertips.

Being in a pinch without access to your funds can be more than frustrating. Don't be left out in the cold. Download the Horizon app on your mobile or tablet today! Simply search Horizon Credit Union in your app store to get started.

Online Statements

Finances at your fingertips.

Waiting for statements to arrive in the mail is a thing of the past. Login to Home Banking and select "Online Statements" under the "Additional Services" tab. By signing up for Online Statements you will have access to view, print, or save up to 12 months!


Powerful online money management.

Monitor, manage and plan across all your accounts - even your accounts at other financial institutions! Interactive tools help you easily map out a plan with visual guides to track your progress. Click here to learn more.


Send cash to anyone.

Funds Transfer, a service provided through Popmoney, allows you to divide your money between financial institutions the way you want, without check writing or waiting in line. Popmoney, is your answer to splitting a bill, gives you the freedom to text, email, or directly transfer funds to your family and friends so that you may avoid those awkward conversations of "where's my money?". Login to your Home Banking and select "External Account Transfers" under the "Move Money" tab to get started!

Mobile Check Deposit

Deposit checks on the go.

Don't let obligatory trips to the bank interrupt your excursions. Horizon offers members with Home Banking and the mobile app the opportunity to deposit checks anywhere, anytime! Simply login to the Horizon mobile app and select "Check Deposit"!

Purchase Rewards

Use your debit card to save.

Once you have signed up for Home Banking a new world of rewards will be presented to you. You will have access to countless amounts of offers through your desktop or mobile! Select the "Purchase Rewards" section on your desktop or app to begin your savings. If you can't find your rewards in your app menu, click on the "More" tab to have it added.

Text Banking

Check balances with a text.

Too far from a wireless connection? Have low balance and transaction alerts sent straight to your phone where you can respond with directions to transfer money. Sign up for Text Banking through the "Mobile Banking & Alerts" link under the "Additional Services" tab to stay connected...even in the most remote areas.

Overdraft Protection

Avoid High Charges

Your cushion for cash catastrophes.

There are a number of scenarios where overdraft protection can act as a buffer for your financial integrity. Avoid high charges from merchants for returned checks.

Avoid Embarrassment

Never get turned down at a checkout again.

Save yourself the embarrassment and inconvenience of denied purchases and dishonored checks.

Pay Your Overdrafts

Nobody's perfect. Everyone deserves protection.

Protect yourself from incidental and inadvertent overdrafts up to $800 for your personal checking account!

Click here for more details on Overdraft Protection

30,000 ATM Locations

Co-Op ATM Network

Avoid unwanted ATM fees.

Gain access to over 30,000 ATM locations nationwide! Perfect for weekend trips and summer getaways.

Click here to locate a CO-OP ATM near your destination.

Teller Express

Teller Express

Access your accounts and manage money by phone.

Check balances, deposits or withdrawals, transfer money between accounts or make a loan payment, all with the touch of a button.

Click here for more details on our Teller Express service.

Replenish Bridge Tether
Minimum Opening Balance $10 $25 $25 $25
Monthly Service Charge None None None* None
Interest Earning No No Yes** On savings account only
Per Check Charge None None None None
Visa Debit Card Free Free Free Free
Overdraft Transfers $3 per occurrence $3 per occurrence $3 per occurrence $3 per occurrence
Online Banking Free Free Free Free
Online Bill Payer Not Available Free Free Free
Horizon & CO-OP ATM Use Free Free Free Free
Free Box of Checks No No 2 Boxes Annually*** No
Bonus Rates on Certificate No with direct deposit with direct deposit with direct deposit

*$6 fee if your balance falls below $500

**Earns interest when average daily balance remains above $1000 for the month

***For members 55+ with direct deposit of net pay or with $1000 or more on deposit

Savings Accounts

Maintenance Notice: Online banking will be unavailable Saturday, Dec 15 starting at 11pm PT/midnight MT until Sunday, Dec 16 at 2am PT/3am MT.

    Routing Number: 325182506

    Dispute Fraudulent Charges by calling: 800.852.5316

    Lost/Stolen Card Support: 800.852.5316

    If you are using a screen reader and are having trouble using this website, please call 800.852.5316

  • NCUA
  • NMLS

  • EHL
  • ESI